Personal Protection Insurance - PIP

An explanation of Personal Protection Insurance and how it works.

Personal protection insurance or PIP Pays for your personal injury expenses and losses if you're ever hurt in an automobile accident. It also covers family members who reside in your household and passengers riding in your vehicle who are not covered by similar insurance.

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Within certain limitations, Personal Protection Insurance pays for virtually all your medical and hospital costs. For a period of up to three years, it can pay for the income you lose as a result of your injuries, and for the financial support your dependents require should you die from your injuries.

You can reduce the cost of your PIP coverage by coordinating benefits with your current health or other insurance or income protection plan if you're covered by one that coordinates with your no-fault insurance.



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